Goal-Based Planning
Financial strategies designed around your personal goals rather than around a product.
Building Wealth. Securing Futures.
Build Your Wealth With Confidence
At Inamdar Wealth, we help individuals and families make informed financial decisions through goal-based planning, investment solutions, insurance, and wealth management.
- Goal-Based Planning
- Investment Solutions
- Protection
- Long-Term Wealth Creation
Investments are subject to market risks. Returns are not guaranteed. Please read all scheme-related documents carefully.
Mutual Funds We Work With
Logos are the trademarks of their respective owners and are shown to indicate the fund houses whose schemes we are empanelled to distribute. Their display does not imply endorsement, sponsorship or any recommendation of a particular scheme.
Why planning first
Your Financial Goals Deserve a Thoughtful Strategy
Products are the last step, not the first. We start with what you are trying to achieve, when you need it, and what you are able to commit.
Professional Guidance
Helping you understand financial options and make informed decisions.
Diversified Solutions
Access to multiple investment and protection solutions based on your needs.
Long-Term Perspective
Focused on disciplined planning and sustainable wealth creation.
Our solutions
Solutions Across Investing, Protection and Wealth
Each category is regulated differently and carries its own risks. We explain what a solution is and what it involves, so you can decide whether it belongs in your plan.
Mutual Funds
Explore professionally managed investment solutions across equity, debt, hybrid and other categories.
Mutual fund investments are subject to market risks.
Explore Mutual Funds
SIP Investments
Build disciplined investing habits through systematic investments aligned with your financial goals.
A SIP is a method of investing. It does not guarantee profits or protect against losses.
Start Planning
Insurance
Protect yourself and your family with insurance solutions designed around your financial needs.
Subject to policy terms, conditions and exclusions.
Explore Protection
Wealth Management
Develop a structured approach towards managing and growing your wealth.
Explore Wealth Solutions
Portfolio Management Services
Explore portfolio management solutions for eligible investors, subject to applicable regulations and investment requirements.
Eligibility criteria and minimum investment thresholds apply. Returns are not assured.
Learn More
Alternative Investment Funds
Explore alternative investment opportunities for eligible investors, subject to applicable regulations, suitability and minimum investment requirements.
Higher risk, limited liquidity and minimum investment requirements apply.
Explore AIFsGoal-based planning
Start With the Goal, Not the Product
A goal has a date and a rupee figure attached to it. Once those two things are clear, most of the remaining decisions become far easier.
Plan Your Child's Education
Estimate the future cost of education and understand how much you may need to invest today.
Marriage Planning
Cost a wedding in future rupees and plan for it without disturbing your other goals.
Retirement
Understand what your current lifestyle may cost decades from now, and what it takes to fund it.
Buying a Home
Plan for a down payment, and understand what a home loan would cost over its full tenure.
Wealth Creation
Build wealth steadily through disciplined investing across market cycles.
Financial Independence
Work towards the point at which your investments, rather than your salary, can support your lifestyle.
Our approach
A Disciplined Approach to Building Wealth
Four steps, repeated. The last one is the reason the first three keep working.
Understand Your Goals
Your financial journey begins with understanding your priorities and objectives.
Build a Strategy
Explore financial strategies aligned with your goals, investment horizon and risk considerations.
Invest With Discipline
Develop consistent investment habits through structured planning.
Review and Adapt
Financial goals evolve, and your strategy may need periodic review.
Financial calculators
Plan Your Financial Goals With Our Calculators
Twelve calculators, all in Indian Rupees, all free, no login, and every assumption visible and editable.
SIP Calculator
Project the value of a monthly SIP over your chosen investment horizon.
Step-Up SIP Calculator
See how increasing your SIP each year changes the outcome of the same plan.
SIP Delay Calculator
An illustration of what postponing the start of an investment can mean.
Retirement Calculator
Estimate the corpus you may need and the monthly investment to build it.
SWP Calculator
See how long a corpus lasts when you draw a monthly income from it.
Education Calculator
Estimate the future cost of your child's education and plan for it.
Marriage Goal Calculator
Plan for a dated, inflation-linked family expense.
Lump Sum Calculator
Project a one-time investment left to compound.
Goal Planning Calculator
Name any goal, cost it, and work backwards to a monthly figure.
Inflation Calculator
See what today's money may need to become in future rupees.
EMI Calculator
Work out the monthly instalment, total interest and full amortisation.
Investment Growth Calculator
Combine a lump sum and a monthly investment in a single projection.
Investor education
Understand Before You Invest
Plain explanations of how these products work, what they cost, and what can go wrong. No recommendations, no performance claims.
SIP6 min read
Understanding SIP Investments
What a Systematic Investment Plan actually is, how rupee cost averaging works, and the things an SIP does not do.
Read articleFinancial Planning5 min read
How Inflation Affects Your Financial Goals
Why a goal that looks affordable today can become unaffordable later, and why every goal calculator on this site starts with an inflation input.
Read articleRetirement7 min read
Planning for Retirement
The four numbers that decide the size of a retirement corpus, and why the return you assume after retirement matters more than most people realise.
Read article
A Message From Our Leadership
Most people do not come to us wanting a financial product. They come with something they are trying to protect, or something they are trying to reach — a child's education, a parent's care, the freedom to stop working one day. The product, if there is one, comes last.
So we start with the question that actually matters: what is this money for, and when do you need it? Everything else follows from the answer. A goal three years away and a goal twenty years away call for entirely different decisions, and pretending otherwise is how plans quietly fail.
We will always tell you what something costs, what it does not do, and what could go wrong. Markets are not ours to promise, and we would rather you understand an investment than simply hold one. That is the whole of our approach, and we are glad to be judged by it.
Sameer Inamdar
Founder
Common questions
Questions People Ask Us First
Straight answers, including to the uncomfortable ones.
See all frequently asked questionsA Systematic Investment Plan is a way of investing a fixed amount in a mutual fund scheme at regular intervals, usually monthly. Because the amount is fixed, you buy more units when prices are lower and fewer when they are higher — an effect known as rupee cost averaging. An SIP is a method of investing, not a product in itself, and not a return assurance.
A Step-Up SIP, sometimes called a Top-Up SIP, increases your instalment by a chosen percentage once a year. Someone investing ₹10,000 a month with a 10% annual step-up would invest ₹11,000 a month in the second year and ₹12,100 in the third. The idea is to let contributions rise roughly in line with income. It only works if your cash flow can genuinely absorb the increase.
No. Market-linked investments can fluctuate in value, and returns are not guaranteed. The value of an investment can fall as well as rise, and you may get back less than you invested. Any figure shown by a calculator on this website is an illustration based on assumptions you chose, not a promise.
Mutual fund distribution is a regulated activity. Please refer to our Regulatory Disclosures page for the registrations we currently hold; only the registrations listed there are in force. Our team can walk you through what is available and what would need to be in place before any transaction.
There is no single answer — it depends on your current expenses, the age you plan to retire, how long you expect the corpus to last, and what returns and inflation you assume. Our retirement calculator lets you set every one of those assumptions and see the resulting figure. Treat it as a starting point for a conversation, not as advice.
Portfolio Management Services manage a portfolio of securities on behalf of an individual investor, who continues to own those securities directly; SEBI prescribes a minimum investment. Alternative Investment Funds are pooled vehicles that invest according to a defined strategy across three regulatory categories, with their own minimum investment and eligibility conditions. Both are regulated by SEBI, both carry investment risk, and neither offers assured returns.
Building Wealth. Securing Futures.
Your financial goals start with a plan
Whether you are investing for your future, planning for retirement, protecting your family, or building long-term wealth, Inamdar Wealth can help you explore solutions aligned with your financial goals.
Investments are subject to market risks. Returns are not guaranteed. Any discussion is educational in nature and is not a recommendation to buy or sell a financial product.